Why Mind the Gap?

Ladies, money is power and it’s time to take a place at the table!!

That’s where Mind the Gap comes in. We organise events, produce digital series & podcasts to answer all your financial questions.

Mind the Gap Team will show you how to smart invest, ask for a raise, save for retirement and manage your professional career. We will also shatter 4 myths surrounding women and money, such as:

Myth 1: Money is a men’s issue.

WRONG! Mind the Gap talks about money! Our talented community talks about money as well. We are here to show you that money is sexy and you don’t need to finish financial studies to achieve financial freedom.

Myth 2: Women are not good investors. We would not say that.

Women are largely responsible for the managing of their family’s day-to-day finances and are more likely to make financial decisions that will affect the future of their families. The ability of women to stay the course and not react to or try to beat markets is one of the reasons the portfolios of women generate higher returns than those of men. Moreover, women shift to a long-term focus, save more up front and assume less risk, such as not loading up entirely on equities.

We – Women – want to understand what we are doing so that we can feel confident about our decisions around our investments. Men on the other hand focus more on how much money they can make based on their investments.

Myth 3: You need to devote hours to investment analysis and learning.

Take yourself out of your comfort zone and learn about investments; trust yourself, you will make good decisions. The more educated you are about money and investments, the better the money decisions you will make. Own your role as the household’s money manager and work with a financial adviser to plan for your family’s future.

Myth 4: If you’re saving there’s no need to invest.

Not true.

There is a big difference between saving and investing. And there’s nothing wrong with saving  – but it is not enough. Simply put, it’s highly unlikely you’ll achieve financial freedom or meet your life goals with just a savings account. Why? Because women in most developed countries receive lower retirement pensions than men. In the EU, women on average receive 39% less than men.

But if we can encourage more women to consider investing as a long-term alternative to cash savings, this could have a significant impact on reducing the investment gap, while providing a boost to the wealth generation of women, their families and the country at large.

Are you with us?